Better self-pay prices/ Medical, dental, and veterinary care/ Compare before you commit/ A real advocate on your side/ One membership for your household/
Better self-pay prices/ Medical, dental, and veterinary care/ Compare before you commit/ A real advocate on your side/ One membership for your household/
ommpo. Ask your Navigator ↗
Overview An Ommpo overview ↗
Your Care Navigator

A named person who does the calling for you

Every Ommpo household is assigned one Care Navigator — the same person each time — who researches prices, contacts providers, compares written estimates, and explains what a quote leaves out.

Estimate your savings ↗ How it works
One person who learns your household — not a queue.
Reachable

Phone, portal, text, or email

Acknowledged within four business hours; routine research back in two business days.

Per request
3

Providers contacted, so a price has something to be compared against.

Always written

A Care Cost Plan, every time

Prices, inclusions, exclusions, deposits, availability, and the questions to ask.

The work

What your Navigator actually does with your request

You describe the care. Everything below happens before you hear a number.

  • 01

    Finds the options

    Suitable nearby providers for the service, member, and area you asked about.

  • 02

    Makes the calls

    Asks for the lowest available cash-pay price and confirms discount eligibility.

  • 03

    Gets it in writing

    Itemized estimates, with inclusions, exclusions, deposits, and expiry dates.

  • 04

    Compares fairly

    Price, location, and availability lined up so the quotes are actually comparable.

  • 05

    Preps your visit

    A short list of questions to ask at the appointment so nothing is a surprise.

  • 06

    Keeps the record

    Estimates and documents stored against your household, ready for next time.

  • 07

    Reviews the bill

    Compares what arrived against what was quoted, and flags the difference.

  • 08

    Escalates to BillRelief

    Requests itemization, cash-pay or hardship discounts, and payment plans.

Interactive estimator

Estimate what your household could keep

Select the care your household expects this year. See how pre-care cash benchmarking and prompt-pay advocacy compare with standard out-of-pocket quotes.

i Transparent cash-pay realities

Hospitals and clinics routinely discount prices by 20% to 50% for direct prompt-pay cash settlement, because it removes the cost of processing an insurance claim.

Calculate annual out-of-pocket savings

Live calculator
Estimated annual savings
{{ savingsText }}
Based on historical cash-benchmark reductions — an estimate, not a guarantee.
Protect your spend

Figures are illustrative estimates built from typical self-pay quotes and the reductions we commonly see on prompt-pay cash settlement. Prices vary by provider and area. Ommpo does not guarantee prices or savings and is not insurance.

Your Navigator will

  • Learn your household once
  • Take requests any way you send them
  • Ask for the lowest cash-pay price
  • Confirm discount eligibility
  • Request itemized estimates
  • Explain what a quote excludes
  • Prepare your appointment questions
  • Review the bill against the estimate

And will not

  • Diagnose or recommend treatment
  • Decide which provider is clinically best
  • Guarantee a quoted price is final
  • Delay emergency care over cost
  • Promise a provider will reduce a bill

Meet the person who will make the calls

One named Navigator for the whole household — human and pet care alike.